PMEGP Loan Gujarat 2025 – Complete Guide (Benefits, Application Process and Eligibility)
PMEGP (Pradhan Mantri Rojgar Sarjan Yojana) is an important scheme run by the Central Government, the main objective of which is to create employment by providing loan assistance for setting up new industries. This scheme is like a golden opportunity for the youth, women, farmers and small entrepreneurs of Gujarat.
In this article, we will get detailed information about how to apply for PMEGP Loan Gujarat, what documents are required, how much loan can be obtained and who is eligible.
🔍 What is PMEGP?
The full meaning of PMEGP is: Prime Minister’s Employment Generation Programme. This scheme is run by Khadi and Village Industries Council (KVIC).
Under this scheme, loans are available to start a new business and a subsidy of 25% to 35% is also available from the government.
📋 Key Highlights – PMEGP Gujarat 2025
| Feature | Details |
|---|---|
| Scheme Name | Pradhan Mantri Rozgar Sarjan Yojana (PMEGP) |
| Scheme Management | Khadi and Village Industries Planning (KVIC) |
| Responsible Department (Gujarat) | DIC – District Industries Center |
| Loan Amount | ₹50,000 to ₹25 lakh |
| Subsidy | 15% to 35% (region-based) |
| Loan Interest | Up to 11% (depends on bank) |
| Age Limit | Minimum 18 years |
| Loan Tenure | 3 to 7 years (with moratorium) |
✅ Who can apply for a loan under PMEGP?
- You must be at least 18 years of age
- You must be a citizen of India
- You must have a plan to start any small business
- You must not have availed any such subsidy earlier
- 10th standard pass is required if the project is more than ₹5 lakh
📄 Required Documents
- Aadhaar Card
- PAN Card
- Passport size photo
- Project report (with business plan)
- Caste certificate (for SC/ST/OBC, if applicable)
- Educational qualification certificate (10th or higher)
- GST/PAN and business registration (if available)
💼 How much loan can be availed?
| Type | Maximum Loan | Subsidy Rate |
|---|---|---|
| Urban Areas | ₹25 Lakh | 15% |
| Rural Areas | ₹25 Lakh | 25% |
| SC/ST/OBC/Women | ₹25 Lakh | 25% – 35% |
🖥️ How to Apply Online?
The online process to apply for PMEGP is very simple:
- 👉 Go to https://www.kviconline.gov.in/pmegpeportal/
- 👉 Click on “New Applicant Registration”
- 👉 Enter Aadhaar number and your name
- 👉 Verify with OTP
- 👉 Fill in personal details in the application form
- 👉 Provide information about the business and business plan
- 👉 Upload the required documents
- 👉 Submit the form and download the receipt
📚 Business Ideas Under PMEGP
- Coffee shop / Food stall
- Automobile repairing
- Packaging unit
- Handicraft / Handloom
- Poultry farm / Dairy farm
- Home decoration / Painting business
- Gym or Fitness center
📞 Contact Information
- Gujarat DIC Offices: Available in every district
- KVIC Helpdesk: 1800-3000-0034
- Email: helpdesk@kviconline.gov.in
📢 Important Notice
- Training is mandatory before loan approval
- Documents will be verified after submission
- Successful applicants will be notified via SMS/Email
📌 Conclusion – PMEGP Gujarat Yojana 2025
There is a great opportunity for the youth of Gujarat to start a new business under PMEGP Loan Scheme 2025. If you have also failed to get employment after your studies, then this government scheme can make your dreams come true.
👉 Share this information with your friends and family.
👉 Get new schemes and job information daily on beautynock.in.
No comments:
Post a Comment